Basically one of my client meet the requirement to apply mortgage loan, the only major change happened this year is PTPTN credit history.
If he go to PTPTN office to restructure his loan and start to repay the installment based on new installment rate offered by PTPTN, the bank will still consider to approve his loan? or still will still have negative impacts on this credit rating which may lead to loan reject too.
Welcome to share yr experience. Many thanks.